Tips To Survive A Layoff

• Sexual harassment (general) - persistent and unwanted sexual advances, typically in the workplace, where the consequences of refusing are potentially very disadvantaging to the victim.
• State income tax - income taxes levied by certain U.S. states.
• Sexual harassment - harassment of a sexual nature, typically in the workplace or other setting where raising objections or refusing may have negative consequences.

The following eight tips will help make sure that recover from a layoff sooner than you think.

#1 - DON'T PANIC:
You may have lost your job but you have not lost everything. You are a skilled individual and will work again. Do not ever lose sight of these two simple sentences. Do not let yourself fall into a spiral of negative thinking. Think back to all the other people that you know of that have lost jobs in the past and are now successfully employed.

#2 - REFLECT AND RECOVER:
Step back and clear your head. Anger and fear are two of the most common emotions experienced after a job-loss. Neither is conducive to clear thinking or good decision-making. Take some time to talk through your feelings of loss with friends and family members. If this does not help, consider the services of a professional counselor. Sort through your emotional baggage or else risk dragging it with you on your job-search.

#3 - ORGANIZE YOUR FINANCES:
Take a serious look at your spending habits. List out your monthly expenses into 2 groups- absolutely necessary and optional. If you have already been laid off you should limit your spending to the first category. If you are still employed but fearing what the future may hold, start cutting back in the second category. A general rule of thumb is to keep the enough cash to cover at least two months worth of expenses in the bank for emergencies. If you have not had a chance to do so as of the time of termination, you still have options. Don't forget that most companies offer a severance package to laid off employees. In addition you can also contact your local un-employment agency regarding unemployment benefits.

#4 - INSURANCE:
Just because you have lost your job does not mean that you and your family have immediately lost all insurance coverage that you had while you were employed. It just means that now you are responsible for paying for it all by yourself. Under COBRA (Consolidated Omnibus Budget Reconciliation Act) generally you can remain on your former employer's plan for up to 18 months as long as you pay the premiums. Remember that there are time limits for signing up for COBRA. You can get more COBRA information from the human resources department of your former employer.

#5 - UPDATE YOUR RESUME:
Take account of all the skills and responsibilities that you acquired on your last job. Make sure that you include these on your updated resume. And remember this is not the time to be modest; be proud of your accomplishments. If you are unsure on how to lay out or word your resume, then you can find many examples of successful resumes on the Internet or in your local bookstore. Definitely have a friend or family member review your resume. Remember that a good resume can often make the difference between being granted an interview or not. Take the time to make your resume shine.

#6 - ACTIVATE YOUR NETWORK:
Do not be ashamed that you have been laid off. Tell everyone that you think can help that you are looking for work. This does not mean that you should cry on the shoulder of anyone that will listen. What this does mean is that you should be prepared to tell friends, family and even acquaintances that you are looking for work, what types of skills you have and the types of jobs that you would be interested in.

#7 - CONSIDER USING A RECRUITER:
Consider using a recruiter. Recruiters a.k.a. headhunters can help you to better manage and improve the results of your job search. Using a recruiter has many advantages. These advantages include their having already established relationships with many employers and their having access to hidden job opportunities. In addition many recruiters will offer tips on how to improve your resume and interviewing skills. Best of all most recruiters are completely free to the job seeker. They collect their fees directly from the employer.

#8 - GO BACK TO SCHOOL:
Take advantage of the time provided by being laid off to better yourself both professionally and personally. Some people choose to go back to school and pursue an entirely different trade. Others will attend a few classes at the local community college to sharpen their skills in their chosen profession. Still others will pursue 6 or 12 month programs in a trade school. And don't think that your study must be directly career related. This may be the perfect opportunity to study a foreign language or learn to roller blade. Layoffs provide people who are used to being busy with a lot of free time. Make the most of this time by improving yourself.

In conclusion, remember that getting laid off is not the end of the world.

Whether you are recently unemployed or are just feeling a bit uncertain about your job security in these tough economic times, the eight survival tips above can help you to get back on your feet quickly in the event of a layoff.

This article can be read online at: http://www.worktree.com/newsletter/surviving-a-layoff.html

Sincerely,
Nathan Newberger
Managing Editor
http://www.WorkTree.com
Helping You Find More Jobs Faster

Nathan Newberger is the job and career expert at http://www.WorkTree.com. Nathan has over 10 years experience in staffing and human resources. He has worked both as a recruiter and career counselor. Mr. Newberger has been the Managing Editor at http://www.WorkTree.com for the past 5 years and his articles have helped thousands of job seekers.